Privacy Policy Effective Date: Jan 1, 2025

At [Your Company Name], we are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy outlines how we collect, use, and protect your information when you visit our website or use our services related to Indexed Universal Life (IUL) insurance.

1. Information We Collect

We may collect the following types of information when you interact with our website:

Personal Information: When you request a quote, apply for a policy, or contact us, you may provide personal information such as your name, email address, phone number, mailing address, date of birth, and financial details.Technical Information: We may automatically collect certain technical data such as your IP address, browser type, operating system, and information about your use of our website through cookies or similar tracking technologies.Usage Data: Information about how you use our website, including pages visited, links clicked, and actions taken, may be collected to improve user experience and optimize our services.

2. How We Use Your Information

We use your personal information for the following purposes:

To provide you with quotes, services, and information related to Indexed Universal Life (IUL) insurance products.

To process your applications and manage your policy.

To communicate with you regarding your inquiries, claims, or policy updates.

To improve our website, products, and services.

To comply with legal and regulatory requirements.

3. Sharing Your Information

We do not sell, rent, or trade your personal information to third parties. However, we may share your information in the following situations:

Service Providers: We may share your information with trusted third-party service providers who assist us in processing your requests, such as underwriting, payment processing, and marketing services.

Legal Compliance: We may disclose your information when required by law, such as in response to a subpoena, court order, or other legal processes.

Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.

4. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Your Rights and Choices

You have the following rights regarding your personal information:

Access and Correction: You may request access to the personal information we hold about you and request corrections if necessary.Opt-Out: You can opt out of receiving marketing communications from us by following the unsubscribe instructions included in each communication or by contacting us directly.Deletion: In some cases, you may request that we delete your personal information, subject to any legal or contractual obligations.

6. Cookies and Tracking Technologies

We use cookies and other tracking technologies to enhance your experience on our website. These technologies may collect information about your browsing behavior, such as pages visited and links clicked. You can control cookie settings through your browser, but disabling cookies may affect your ability to use some features of our website.

7. Third-Party Links

Our website may contain links to third-party websites that are not operated by us. We are not responsible for the privacy practices of these websites and encourage you to review their privacy policies before providing any personal information.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or technology. We will post any updates on this page with an updated effective date. We encourage you to review this policy periodically to stay informed about how we are protecting your information.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at:

Work With Rey

305 300 2787

www.workwithrey.com